Focus

I never did work out and this week because of¬†continued jet lag. This week felt really long and I thought to just take it easy. This weekend I feel somewhat back to normal except my eating habits could be better. All part of rest and recuperation. Now that I’m writing, I realize I haven’t eaten fast food in so long! Well, consistently I mean. I stopped by Taco Bell on the way home from my trip because I was REALLY tired then.

I somehow have lost 10 pounds. My goal is to lose another 5 in this next month (end of May) to make a total of 15 pounds! Friends have commented that I look like I have lost weight. I honestly attribute this to the lack of drinking. When I drank, I felt heavy and would not eat the best. I also felt lazy and depressed. I feel great now!

Since I’m just back from a 10 day vacation, I really want to save save save! I have a baseline savings and really want that to grow. I feel like I still do a lot of right now as opposed to future me. I’m trying so hard to not spend on my credit card and want to make that my goal for the month of May. Don’t spend on the credit card. I get gas on it because of the return, but I don’t think I’ll do that this month. A monthly credit card cleanse! I really think I charge too much on it without deducting from my earnings. I also pay it off every month (no matter the damage) and then think, “Hmm could have paid myself.” Then I get a little…A LOT disgusted with myself because I did that cycle over again.

I am enjoying losing weight, saving, and traveling. All of these things I have to remember that I am doing slowly to learn and grow in each department. I can’t build it in a day and I think the slow process is helping me realize more fully some of the mistakes I’m making along the way. I’d rather be consciously aware of my spending habits and really thinking about the way I can change them as opposed to mindless spending…trying to move away from that!

Health

An entire month of being conscious of spending?! I can’t believe I did it! Saying “no” to things to reach a personal goal is really empowering and makes goals seem so much more achievable. 
I’m ready to apply “no” to health and fitness. Saying “no” to others priorities really means saying yes to my goals, values, etc. I used to do things out of guilt to please other people. In fact, I still get those feelings even though I might not act on actually pleasing the other person; the feelings of wanting to/anger/resentment are there. This has been a massive problem not only in my financial life, but in my fitness life as well.
My fitness life took a back burner in December due to constant travel. In January I really wanted to focus on finances. One goal at a time. Baby steps! Now that I feel secure in my ability to maintain finance goals, I can move to health and fitness goals. I started back up on p90x on Friday and did a double day yesterday. I’m ready for it! Let’s do this! 

Reflection: No-Spend month 

I managed to spend *drum roll* $135.63 extra this month. Broken down this looks like: Food, misc., and clothing.
Food: $64.14
Misc: $43.59
Clothing: $27.90
What an eye opener on food because I thought I only ate out like 3 times. In reality, I ate out 6 times! As per usual, a trip to get a birthday gift set me back some thirty-ish dollars. I can’t remember what I bought in terms of clothing, but that came out to almost thirty dollars.
This no-spend month has definitely helped realize some spending habits though! Instead of eating out four times per week, I ate out six times throughout a 31 day period. So ten times less than I would normally.
I will try and do this again this next month because I was still able to be social with friends, coworkers, etc. Saving is my top priority this next month. Really, I had some extra spending due to my car fixes. I count that as bills. I’m really tying to get rid of the eating out all of the time and spending on items I don’t need.
I would be left with $500 in savings but I bought a plane ticket on credit and will pay off that. No need to throw it in savings if there is debt! Also, I already put some funds toward savings this month.

Motivation: Part 2

I’m going about this year in phases. If you know business, you know that there are quarters in each year. Phases are like the quarters, except the phases I’m embracing are short. I like working with short goals because it doesn’t feel as intimidating and daunting. 
Phase One: January.
Phase one is practicing paying attention to what is NEEDED. Do I need to go to the grocery store every week? I have found that I don’t and so far my Costco haul has been sufficient. I have still been able to be social and explain why I’m not eating out. Thankfully people have been encouraging. In phase one I have also cut out alcohol. This has helped to not impulse buy. Not constantly spending money is actually pretty liberating. I did eat a meal out yesterday. I’m not kicking myself in the ass for it though. It was $17.25 and I was hungry and the food was good. No regrets. However, if I did that every week or every other day, as previously done, I would feel a bit defeated. I also bought new eye glasses. This is justified because I need glasses every day of my life to function in the world. This was good because it was like my “shopping”
Phase Two: February.
So far January has really helped me get comfortable with not spending money on items that aren’t necessary. February is a goal of increasing the health factor. As I previously blogged about, I wasn’t paying attention to “healthy” eating for my no-spend month. I just wanted to practice not eating out and no spending money. Starting in February, I’ll be going on morning runs. I mention this now to get into a groove of waking up earlier. I’ll do the wake up 10 minutes earlier each day. My goal is a 5am run for 30 minutes, 3 miles. Then arms or legs. I love p90x ab-ripper x as part of my workout too.
Phase Three: March
Travel. More on that later. I already have my trip booked!