I never did work out and this week because of continued jet lag. This week felt really long and I thought to just take it easy. This weekend I feel somewhat back to normal except my eating habits could be better. All part of rest and recuperation. Now that I’m writing, I realize I haven’t eaten fast food in so long! Well, consistently I mean. I stopped by Taco Bell on the way home from my trip because I was REALLY tired then.
I somehow have lost 10 pounds. My goal is to lose another 5 in this next month (end of May) to make a total of 15 pounds! Friends have commented that I look like I have lost weight. I honestly attribute this to the lack of drinking. When I drank, I felt heavy and would not eat the best. I also felt lazy and depressed. I feel great now!
Since I’m just back from a 10 day vacation, I really want to save save save! I have a baseline savings and really want that to grow. I feel like I still do a lot of right now as opposed to future me. I’m trying so hard to not spend on my credit card and want to make that my goal for the month of May. Don’t spend on the credit card. I get gas on it because of the return, but I don’t think I’ll do that this month. A monthly credit card cleanse! I really think I charge too much on it without deducting from my earnings. I also pay it off every month (no matter the damage) and then think, “Hmm could have paid myself.” Then I get a little…A LOT disgusted with myself because I did that cycle over again.
I am enjoying losing weight, saving, and traveling. All of these things I have to remember that I am doing slowly to learn and grow in each department. I can’t build it in a day and I think the slow process is helping me realize more fully some of the mistakes I’m making along the way. I’d rather be consciously aware of my spending habits and really thinking about the way I can change them as opposed to mindless spending…trying to move away from that!
So, before my trip overseas, I searched the web for packing tips for 10 days. Much to my surprise, the “advice” wasn’t catering to me. Weather, work outs, engagements, etc. all played factors into packing.
Working Out: Work out clothes were easy to pack. I doubled my shoes with some outfits on days I didn’t have to dress more appropriate. Travel = walking a lot to sight see. I packed four outfits for working out because I knew I’d probably only have time for a few work outs. Early mornings, late nights, and jet lag all threw me off and I ended up working out a record one time. However, I walked a lot throughout the days. Next time, I’ll probably pack two or three pairs of work out gear. I made sure all of the workout clothes fit in the smallest packing cube to keep me in check about over packing.
Business Casual: Easy enough. What I can get away with wearing at work is pretty much what I packed. I brought two jackets which actually weren’t warm enough – kind of a fail. I packed about six shirts, but could have gotten away with four. I brought three dresses and could have gotten away with one or none. I brought three pairs of pants and bought one pair there (and damn, that was a good buy) to wear while there. I packed two scarves, but mostly wore one. I brought three four pairs of shoes (athletic, casual, and two chunk wedges) and could have gotten away with two. Moral of the story = no one cares what you wear because you are travelling!! I think I packed too much, but packed lighter than I usually do for domestic travel, lol.
Money Belt: Money, money, money. I usually wear a travel/money belt. I personally just feel safer this way on long flights where people generally pass out throughout the flight and the plane is dark. Better to be safe than sorry. I also kept within my budget and probably could have done better. I bought a pair of shoes while overseas, which weren’t a good buy and ended up giving them away to a friend upon return. Glad they got put to good use though. Given my meals, etc. were paid for, I only took $300. I exchanged currency when necessary. I probably could have saved about $50 on some impromptu purchases (shoes) but I’ve spent far more on dumb stuff. $300 was enough to just shop and I actually didn’t even spend that much. Something like $260 and that was mostly on gifts for people.
Now it’s back to working out and saving more money. I feel a bit more refreshed and want to plan my next adventure. Who knows where? But I have a feeling summer is going to be great. I’m still a bit jet lagged, but plan on at least going on a couple of walks this Easter weekend. Happy Easter to all who take time to read this.
I managed to spend *drum roll* $135.63 extra this month. Broken down this looks like: Food, misc., and clothing.
What an eye opener on food because I thought I only ate out like 3 times. In reality, I ate out 6 times! As per usual, a trip to get a birthday gift set me back some thirty-ish dollars. I can’t remember what I bought in terms of clothing, but that came out to almost thirty dollars.
This no-spend month has definitely helped realize some spending habits though! Instead of eating out four times per week, I ate out six times throughout a 31 day period. So ten times less than I would normally.
I will try and do this again this next month because I was still able to be social with friends, coworkers, etc. Saving is my top priority this next month. Really, I had some extra spending due to my car fixes. I count that as bills. I’m really tying to get rid of the eating out all of the time and spending on items I don’t need.
I would be left with $500 in savings but I bought a plane ticket on credit and will pay off that. No need to throw it in savings if there is debt! Also, I already put some funds toward savings this month.
How 12 months of savings adds up!
Saving $50/month = $600
Saving $100/month = $1,200
Saving $200/month = $2,400
Saving $250/month = $3,000
Saving $300/month = $3,600
Saving $400/month = $4,800
Saving $500/month = $6,000
Saving $600/month = $7,200
Saving $750/month = $9,000
Saving $1,000/month = $12,000
I didn’t add up all the posibilities of savings, but sometimes it helps to just take a look at those posibilities.
Saying “No” is becoming easier and easier. Prioritize. If people drop off your friends list, etc because you are committing to better yourself, then so be it. Get rid of the negative, non-supportive folks anyway. With that, I’ve decided to not be tempted to take off on trips that are not necessary. This is a three day weekend and so instead of “having fun” and posting all the “fun” on Facebook, I’m laying low. I didn’t really get the concept of spending here and there and then all of the sudden someone wants to do something and I’d struggle to afford the possibility. Also, just because I have money doesn’t mean that I have to spend it. Repeat that last sentence!
This is the year to save and not feed needs with material things. January is going rather slow because 1) it’s after the holidays 2) weather doesn’t make me want to go outside sometimes 3) re-evaluating takes some energy. I want to come out of this year on top!