I paid off my credit card…for the second time this month 😬😤
Honestly, I wanted to start off debt free in many areas.
Debt free from work: all of my work is complete so I am won’t be drowning in paperwork when I return after the holiday.
Debt free from CC: Pains me to have paid so much money toward my CC. BUT, I am starting the new year without debt on my shoulders.
Tonight I’m going to compile a long list of things I can do instead of spending money.
For example: I’m not really into cleaning. Being clean is good. I’m not terrible at it, but instead of going to the mall, I can clean my place…go through paperwork at home and clean out clothes I don’t ever wear. Stuff like that I can put off for months or even years!
No eating out except on vacation. I don’t eat out too often, but dinners add up! Instead, I’ve increased my grocery budget to include some good meals instead of trying to cut expenses here as has happened in the past. Here’s another area I can dedicate time toward – finding good recipes.
Also increasing my wealth of awareness. Why do I spend money on dumb shit?
When one stops doing something and replaces it, the thought patterns toward that also change. I’ve changed some things in the past and spend an entire 365 days doing so and in the previous process learned a whole lot about myself and what I truly need. I also learned that I can survive moments of struggle and that it’s not the end of the world when small setbacks occur.